About Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc.
We understand that bad things happen to good people. In fact, that’s exactly why Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc. was established: to help good people with bad credit get auto loans. We now have over forty years of experience helping people in Southern Louisiana obtain car loans for bad credit, and we’re only getting better with time. Over the years, we’ve established valuable lender relationships which now allow us access to millions of dollars in automotive financing.
Whatever the case, Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc. is here to help you. Whether you’re a first time buyer with no credit, or you have bad credit and have faced bankruptcy or repossession, it doesn’t matter. We don’t care about your past; we just want to finance your future.
At Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc. we strive for 100% customer satisfaction every single time… but that’s not all. We provide so much more than car loans for bad credit. We work hard to get you the car you want with financing that you can afford. Not only can we assist you with buying a quality vehicle, but we may be able to help you into a brand new car with an interest rate of 6.9% APR with approved credit!
Try our no-hassle credit approval today. Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc. makes it so easy to get bad credit car loans that you only need three things: a valid driver’s license, proof of income and proof of residency. That’s it! Then simply fill out our online application to get on the road to approval today!
Need to know more? Check out some of our frequently asked questions:
Frequently Asked Questions
Q: What if I’m Self-Employed?
A: In most cases, being self-employed is no problem!
Q: What if I have a trade in?
A: Louisiana Approval Powered by Trapp Cadillac Chevrolet Inc. welcomes trade-ins! Whether you still owe money on your current vehicle or have clear title, we can help.
Q: What if I have repossession?
A: Many of our customers have had repossessions in the past; our goal is to help you re-establish your credit.
Q: What if I have a bankruptcy?
A: We understand that bad things happen to good people. So whether you have a discharged Chapter 7 or an active Chapter 13 bankruptcy, we have many lenders that specifically specialize in bankruptcy auto loans for people who have this specific need.
Q: What if I don’t have money to put down?
A: We have many programs that either allow you to put little money down or even no money down at all!
Q: What if I have a new job?
A: We know that everyone changes jobs at some point or another, so it doesn’t matter how long you’ve been at your current position. What we are looking for is your ability to repay the loan, which is based on more than simply your length of employment.
Q: What if I’m Disabled or on Social Security?
A: Being on disability or on Social Security does not hinder your ability to obtain financing.
Q: How much income must I have?
A: The usual minimum income required is about $1200/per month, but this varies from lender to lender.
Q: Do you report to the major credit reporting agencies?
A: All of our loans are 100% bank financed and payment history is reported monthly. Some places will tell you they do. Not disclosing that only after the loan has fully been repaid.
Q: What if I’m a first time buyer?
A: How exciting for you! To make your first experience as hassle-free as possible, we have many programs for first time auto loans.
Q: What if I’m upside down in my trade?
A: In most cases, we can get a little extra help from the bank to overcome negative equity.
Q: How much will my monthly payment be?
A: This is determined by many different factors like amount of purchase, interest rate, term and down payment. Call us today at 1-985-274-0800 for an estimate!