Author Archives: adminla

What is an Auto Loan Prepayment Penalty?

The sooner you pay off a car loan, the less interest you pay, right? Exactly! It pays to pay off a loan sooner, which is why you want to watch out for auto loan prepayment penalties. When you set up a loan with a lender, they may try to include a prepayment penalty within the […]

Cash Income Car Loans

Are you in a situation where you have a predominately cash income, but you still need to get a loan to buy a car? You aren’t the only one. There are many people in this situation and there are some solutions. If you get paid under the table or in cash without receiving a W-2, […]

Buying a Car with No Credit

You are looking into buying a new car, but you don’t have credit. Maybe you are a recent college graduate or you simply haven’t had the chance to build up a credit history. What do you do? The good news is you still have some options to get financing. Some lenders have special programs or […]

The Process of Buying a Car

It’s time to get a new car. Now what? Buying a car may seem like a straightforward process, but there are some steps you don’t want to forget. Narrow in on the Type of Vehicle You Want Do you need a car or an SUV? Do you want a truck or a minivan? This is […]

Why Buy Used Cars?

There are certain advantages to buying used cars, just like there are advantages to buying new cars. What you decide is up to you and your lifestyle, but check out a few of the reasons to buy a used car below! Advantages to Buying a Used Car Value – A car loses value the second […]

When is the Best Time to Buy a Car?

Timing is everything—especially when you are buying a car. There are good times and bad times to buy a car, but when is the best time to buy a car? And when is the worst? Let’s find out! Best Times to Buy a Car The end. The end is a great time to buy a […]

What is Gap Insurance?

Sometimes the amount of different kinds of insurance can seem overwhelming and unnecessary. For example, if you have recently purchased a new car, you may have been asked about gap insurance. What is gap insurance and is it worth your money? When you first buy a new car and drive it off the lot, the […]

What Makes Up A Credit Score?

There are many websites that advertise giving you your credit score for free. That’s great because knowing your credit score is important. However, it is also important to know what makes up your credit score. Your credit score affects your ability to get loans and financing for houses, cars and other big purchases; the better […]

What Do I Do If I Can’t Make My Car Payments?

Sometimes unexpected situations in life come up, and your finances are not where you thought they were. Whether you have recently been laid off, had trouble with the stock market, or you have had unexpected expenses recently and you’re not able to make your car payments, there are solutions to your problem. The first thing […]

How Does Buying a Car Affect My Taxes?

If you have bought a new car in the last year, there are some situations in which you may be able to list that on your taxes. You may be able to deduct some of your car from your taxes. If you use your car partially or full-time for business, you can use that as […]